Our Services

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Coverage that actually
fits your life.

Private health and life insurance built around you — personalized options, fast approvals, and a real human in your corner.

Self-Employed Individuals & Families 1099 Small Business
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Private Health Insurance

Care that keeps up with you.

Get fast, personalized medical care with coverage that fits your lifestyle and health needs.

Who it's for: the self-employed, individuals & families, 1099 earners, and small business owners who want real coverage without the runaround.

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What's included

  • Low to $0 deductible plan options
  • Nationwide PPO networks — see the doctors you want
  • Shorter wait times and faster treatment
  • Covers routine checkups, emergencies, and specialized care
  • Plans for individuals, families, 1099 earners & small business
  • Compare top-rated national carriers in one place
  • A licensed agent in your corner — not a 1-800 call center
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Life Insurance

Protect what matters most.

Protect your loved ones' future with a plan that provides financial security when it matters most.

Term Life Whole Life IUL (Indexed Universal Life) Children's Plans
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Why it matters

  • Keeps your family financially supported
  • Helps cover debts, funeral costs, and future living expenses
  • Customizable coverage with peace of mind
  • Lock in lower rates while you're young and healthy
  • Build cash value you can borrow against (Whole Life & IUL)
  • Living benefits you can access while you're still here*

*On qualifying plans. Coverage and benefits vary by carrier and policy.

Know before you buy

Insurance, in plain English.

A quick, no-jargon guide so you can make a confident decision.

What's a PPO network? +

A PPO (Preferred Provider Organization) lets you see a wide range of doctors and specialists — often without needing a referral first. PPO plans typically offer nationwide access, so you have the freedom to choose the providers you want and still get care while traveling. It's about flexibility: more choice over who you see and where.

Term vs. whole life — what's the difference? +

Term life covers you for a set period of time (for example, 10, 20, or 30 years) and is usually the lower-cost option. Whole and other permanent plans — including IUL (Indexed Universal Life) — are designed to last your entire lifetime and can build cash value over time. The right choice depends on your goals and budget, and we'll help you weigh both.

Can I get covered if I'm self-employed or 1099? +

Yes — that's a core focus of what we do. We specialize in coverage for the self-employed, 1099 earners, families, and small business owners. If you don't have employer-provided benefits, you still have great options, and we'll walk you through the ones that fit your situation.

How fast can I be covered? +

Often quickly — many clients are approved fast. The exact timing depends on the plan and your situation, but we'll walk you through every step and help you find the right fit so there are no surprises. Reach out and we'll get you a clear answer for your specific case.

Why Fuller Built Insurance

Trusted by thousands.

#1
In sales volume since 2021
10,000+
Clients helped
4.9★
135 reviews
30
States licensed

Ready for coverage that fits?

Tell us a little about you and we'll find the right plan — fast.

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No spam. A real person reaches out — usually same day.