Get Covered
Private health and life insurance built around you — personalized options, fast approvals, and a real human in your corner.
Fuller Built Insurance is an independent private health insurance agency in Tampa, Florida — not a captive, single-carrier shop. We compare private PPO plans across multiple carriers and explain your options in plain English, including how they stack up against Marketplace/ACA plans. We specialize in coverage for the self-employed, 1099 contractors and freelancers, individuals & families, small business owners, people losing employer coverage who want an alternative to COBRA, and early retirees bridging the gap to Medicare — across 31 states.
Private Health Insurance
Get fast, personalized medical care with coverage that fits your lifestyle and health needs.
Who it's for: the self-employed, individuals & families, 1099 earners, and small business owners who want real coverage without the runaround.
Get A Quote →What's included
Life Insurance
Protect your loved ones' future with a plan that provides financial security when it matters most.
Why it matters
*On qualifying plans. Coverage and benefits vary by carrier and policy.
Know before you buy
A quick, no-jargon guide so you can make a confident decision.
A PPO (Preferred Provider Organization) lets you see a wide range of doctors and specialists — often without needing a referral first. PPO plans typically offer nationwide access, so you have the freedom to choose the providers you want and still get care while traveling. It's about flexibility: more choice over who you see and where.
Term life covers you for a set period of time (for example, 10, 20, or 30 years) and is usually the lower-cost option. Whole and other permanent plans — including IUL (Indexed Universal Life) — are designed to last your entire lifetime and can build cash value over time. The right choice depends on your goals and budget, and we'll help you weigh both.
Yes — that's a core focus of what we do. We specialize in coverage for the self-employed, 1099 earners, families, and small business owners. If you don't have employer-provided benefits, you still have great options, and we'll walk you through the ones that fit your situation.
Often quickly — many clients are approved fast. The exact timing depends on the plan and your situation, but we'll walk you through every step and help you find the right fit so there are no surprises. Reach out and we'll get you a clear answer for your specific case.
Why Fuller Built Insurance
Learn before you buy
COBRA vs. ACA vs. private PPO vs. short-term — your four real options, deadlines, and costs, explained honestly.
Read the COBRA alternatives guide →ACA Marketplace vs. private PPO plans, the self-employed tax deduction, and the 3 questions that decide which is right for you.
Read the self-employed guide →What people say
What clients say about getting covered with Fuller Built — hover to pause and read.
"Thank you, Brian. The set process was very easy and comprehensive. I felt I had support all the way — thank you for making everything streamlined and being such a great help."
"Brian made it so easy and stress free. I would highly recommend him for anyone searching for insurance!"
"Brian made the entire insurance process incredibly smooth. He explained each policy and my options in a way that was easy to understand and helped me compare what would best fit my needs. I never felt rushed or pressured — just supported by someone who clearly knows their field."
"He was highly recommended to me by a friend and truly lives up to the expectations. He helped me find an amazing plan within my price range and advised me when I needed it. Everything was ready within the week. If I could give 10 stars I would!"
"Great experience, great communication. Their team made the entire process very easy!"
"Could not say better things about Brian. He made this the smoothest, easiest process with no stress at all. Approved in less than 24 hrs and immediately in effect! Couldn't ask for anything more. 10/10."
"Brian is great and I would highly recommend."
"Brian has been awesome to work with and has made everything super easy! The process was seamless and he always answers any questions. Highly recommend Brian for any of your insurance needs!"
"Amazing company! Thank you, Brian!"
"I recently worked with Mr. Fuller and he helped me obtain health insurance. He was professional and a pleasure to work with. I would highly recommend him."
"I can't recommend Brian enough. He helped me, Anthony, and our daughter Imogene get our private insurance set up and made everything feel so easy and straightforward. We were approved the next day. A great experience from start to finish!"
"Great communication, easy to reach and schedule, knowledgeable about my options. Highly recommend if you need insurance options in the private market."
"Brian set us up with an insurance policy that met all our needs. Every aspect of our experience with Brian and his staff was top notch, and we look forward to working with him and his team for years to come."
"Brian is the consummate professional — knowledgeable, communicative, and super responsive. Great experience working with him!"
"Brian was knowledgeable and more than helpful in a time of need. His execution and promptness made for the most comforting experience. His expertise is top notch."
"Brian was super helpful and really easy to work with! He made the process super easy and provided great information!"
"Fantastic experience from start to finish. The premiums through my job have literally doubled in the last 2 years, so we were approved for the same coverage for almost $500 a month less. Great job 👍"
"Brian is very knowledgeable and listened to our needs. We had a very positive experience."
"Brian is professional and very knowledgeable. He found a policy that was best for my needs. The ACA was no longer an option due to price increases, but Brian found a much more affordable policy. Highly recommend if you need an alternative to the ACA."
"Brian was quick to respond, easy to schedule with, and made getting covered effortless. Couldn't recommend him more highly."
Tell us a little about you and we'll find the right plan — fast.
Get A Quote →No spam. A real person reaches out — usually same day.
